
When You Should and Shouldn't Use Money From Your Emergency Fund
People sometimes set aside money for a rainy day, but dont know when they should tap into their emergency fund and when they shouldnt. Its important to be able to distinguish between needs and wants so you dont use your savings for the wrong things, just to find yourself unable to cover essentials w

How to Find Out If You're a Victim of Identity Theft
Identity theft has become a major problem in recent years. If someone gets a hold of your name, date of birth and Social Security number, that information can be used for all sorts of illegal purposes. Here are some signs that you may be a victim of identity theft. Unauthorized TransactionsIf your i

Can You Reopen a Homeowners Insurance Claim After You Received Payment?
If you submitted a claim to your homeowners insurance company and received a payment, the company most likely sent you a letter stating that your claim was closed. That doesnt necessarily mean that the issue has been completely settled, however. The insurer might reopen your claim, even if it has al
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